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Pittsburg, Kansas | I think insurance is only half or less of the problem. They are sort of a "cost plus" type of business. The more things cost the more governing agencies will allow them to raise prices so maintaining the same margin they make more net money. They don't have much reason to cut costs unless it is in something like a PPO or HMO under Medicare where their income per individual is known ahead of time with the government contract.
I think the main problem is the medical industrial complex. I am a big proponent of free enterprise so am not advocating for any more government involvement and less would be a big step forward. But these big almost monopolies have to have some anti-trust laws applied harshly. This having two prices, one for ordinary people and one for insurance claims, is a huge ripoff. There should be published prices and it applies to everyone, insured or not. And competition needs to be free so the little guys office can compete with the big guys. Revisiting the "trust busters" of a yeaster year time could be very beneficial. But that is one industry that has a lot of political dollars to spread around to their favor. It will/would take leadership with brass balls to take it on. We will see, but I doubt if much gets done despite all the wailing and knashing of teeth about it. | |
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Dr. Bill
